Author: Money Saving DIY

Get With The Times: 3 Reasons Why You Should Make The Move To An Electric Vehicle

We get it, change can be hard. But sometimes, change is good—even great. And that’s definitely the case when it comes to electric vehicles (EVs). Don’t just take Elon Musk’s word for it. Making the switch from a gas-powered car, truck, or SUV to an EV is a decision that you’ll never regret. In fact, we think you’ll love it so much that we’ve put together a list of three reasons why EVs are the way to go. Take a look!

1. EVs Are More Fuel-Efficient Than Gasoline Vehicles

When it comes to fuel efficiency, EVs have gasoline vehicles beat by a long shot. On average, an EV gets the equivalent of about 100 miles per gallon (MPGe), while the average gasoline vehicle gets 30 MPG—that’s more than three times less efficient! Even if you compare the most fuel-efficient gasoline vehicle available on the market today to an EV with an average range, the EV will still come out ahead in terms of fuel efficiency.

2. EVs Produce Zero Emissions

One of the best things about EVs is that they produce zero emissions, which means they don’t contribute to smog or climate change. In fact, EVs are so much better for the environment that if everyone made the switch from gasoline vehicles to EVs, we would see a dramatic reduction in both air pollution and greenhouse gas emissions. And that’s something we can all feel good about!

3. EVs Are More Affordable Than You Think

Believe it or not, EVs can actually be more affordable than gasoline vehicles in the long run—and in some cases, even in the short run! When you factor in things like lower maintenance costs, fuel savings, and federal and state incentives, it’s easy to see how going with an EV can save you money down the road.

If you’re thinking about making the switch to an electric vehicle but aren’t sure if it’s right for you, we hope this article has helped clear things up! EVs are more fuel-efficient and environmentally-friendly than gasoline vehicles—not to mention more affordable in the long run. So what are you waiting for? Make the switch to an EV today!

How To Stop Wasting Money And Start Saving For Your Future

You know those people who seem to have their life together? The ones who always have money in the bank and never have to worry about making ends meet? Yeah, well, they’re not actually that different from you. The only difference is that they’ve learned how to stop wasting money. If you want to get your finances in order, you need to learn how to stop wasting money too. Here are a few quick and easy ways to get started.

1. Track your spending for one month.

This will help you figure out where your money is actually going. You might be surprised to find out that you’re spending more on coffee than you are on your rent. Once you know where your money is going, you can start making changes.

2. Make a budget and stick to it.

This is probably the most important step in getting your finances under control. Figure out how much money you need for essentials like food and shelter, then allocate the rest of your income towards savings and debt repayment. Make sure to leave some room in your budget for fun stuff too, otherwise you’ll be tempted to overspend.

3. Automate your savings.

Set up a monthly transfer from your checking account to your savings account so that you’re automatically putting away money each month. This will help you reach your financial goals faster and make it less likely that you’ll dip into your savings for non-essential purchases.

4. Cut back on unnecessary expenses.

Take a close look at your budget and see where you can cut back on expenses like eating out, shopping, and entertainment. You don’t have to give up all of your fun activities, but cutting back a little will free up more money for saving and investing.

5. Invest in yourself.

One of the best ways to save money is to invest in yourself by taking courses and learning new skills that can help you earn more money down the road. Not only will this help you reach your financial goals faster, but it will also make you happier and more fulfilled in the meantime.

Saving money doesn’t have to be difficult or boring. By tracking your spending, making a budget, automating your savings, and cutting back on unnecessary expenses, you can quickly get your finances under control without feeling like you’re sacrificing everything that makes life worth living. So what are you waiting for? Start saving today!

How To Save Money Every Month Without Feeling Deprived

If you’re like most people, you probably feel like you’re never able to save as much money as you’d like. No matter how hard you try, it seems like there’s always some unexpected expense that pops up and puts a dent in your savings account. But what if I told you that there are some easy and painless ways to cut down on your monthly spending? Here are a few clever ways to reduce your monthly expenses without feeling deprived.

1. Make Coffee At Home

That $5 latte may not seem like much, but if you’re buying one every day, it adds up to $150 per month. Making coffee at home will only set you back a few dollars each week, but you don’t need to stop enjoying coffee all together. Maybe splurge on a nice espresso machine to make your own lattes. Sure it’s a big upfront cost, but you’ll save hundreds, even thousands of dollars in the long run.

2. Cut Out Unnecessary Subscriptions

Do you really need that gym membership that you never use? How about that streaming service that you only watch when there’s nothing else on TV? If you’re honest with yourself, chances are there are at least a few subscriptions that you can live without. Go through your bank statements and cancel any subscriptions that you don’t really need. You may be surprised at how much money you’re wasting every month on things that you don’t even use.

3. Shop Around for Better Deals

If you’re loyal to a particular brand or store, chances are you’re paying more than you need to for the products or services that you buy. Take some time to shop around and compare prices before making any big purchases. You may find that there’s a cheaper alternative out there that still meets your needs. There’s no need to overspend when there are so many great deals out there if you’re willing to look for them.

4. Pack Your Lunch Instead of Eating Out

Eating out is one of the easiest ways to waste money. If you brown-bag it a few days a week,you can easily save $100 or more every month. And packing your own lunch doesn’t have to be a chore—there are plenty of easy recipes out there for delicious and healthy homemade lunches. So ditch the daily trip to the drive-thru and start packing your own lunch instead.

5. Avoid Impulse Purchases

It’s amazing how much money we waste on things that we don’t even really want or need. The next time you’re feeling tempted to make an impulse purchase, stop and ask yourself if it’s something that you really need or if it’s just something that would be nice to have. More often than not,you’ll find that it’s not worth spending your hard-earned money on something that isn’t truly necessary.

7. Stop Smoking

Smoking is not only bad for your health, it’s also bad for your wallet. A pack of cigarettes costs about $6, which adds up to $72 per month or more depending on how much you smoke. Quitting smoking will not only improve your health, saving your money in the long run on medical expenses, but it will also give your bank account (and lungs) an immediate boost.

There are plenty of easy ways to save money every month without feeling deprived in the process. By automating your savings, cutting out unnecessary subscriptions, shopping around for better deals, packing your own lunch, and avoiding impulse purchases, you can quickly boost your savings without making any major changes to your lifestyle. So put these tips into action and start saving money today!

Ditch The Fancy Coffee And Save Some Dough: 5 Money Saving Strategies

If you’re like most people, your budget is always a work in progress. You’re never quite sure where all your money goes, but you know that you could definitely stand to save a little (or a lot). If you’re looking for some creative ways to free up some cash, read on for 5 money saving strategies that anyone can try.

1. Make Your Coffee at Home

That $5 latte may not seem like a big deal, but if you’re buying one every day, it quickly adds up. If you need your coffee fix, invest in a quality home brewing system and make your own. You’ll save money in the long run and you can customize your drinks to your heart’s content. Plus, there’s nothing better than enjoying a cup of joe on your own terms.

2. Brown Bag It

Eating out can be expensive, especially if you do it multiple times per week. To save some serious cash, start packing your lunch and bringing it with you to work. Not only will you save money on food, but you’ll also be able to control what goes into your body. Win-win!

3. Cut Out the Cable

Do you really need 500 channels that you never watch? Probably not. If you’re looking to save some money each month, ditch the cable subscription and opt for a streaming service instead. You’ll still be able to watch all your favorite shows without breaking the bank.

4. Cancel Your Gym Membership

Working out at home is cheaper and often more convenient than going to the gym. Create a makeshift home gym or invest in some quality workout DVDs/streaming services. You’ll get in shape without having to spend a fortune each month on a gym membership that you might not even use.

5. Shop Secondhand

Buying used items is a great way to save money and score some unique finds. When it comes to clothes, furniture, and other household items, check out consignment shops, thrift stores, and online marketplaces before heading to the mall. You never know what treasures you’ll find!

Saving money doesn’t have to be difficult or boring — it can actually be pretty fun! By getting creative and thinking outside the box, you can easily free up some extra cash each month that can be put towards your savings or used to pay down debt. Give these money-saving strategies a try and see how much easier it is than you think to save big!

How To Get Ahead On Your Financial Goals

It’s that time of year again. Time to start thinking about your finances and how you can get ahead in the coming year. If you’re like most people, you probably have a few financial goals that you’d like to achieve. But how do you actually go about achieving those goals? Here are a few tips to help you get started.

1. Make a budget and stick to it.

One of the most important things you can do when trying to achieve any financial goal is to create a budget and stick to it. This may seem like an obvious step, but it’s one that many people fail to do. A budget will help you keep track of your spending and ensure that you’re not overspending in any one area. It will also help you allocate your money towards your different financial goals.

2. Invest in yourself.

Another important thing to remember when trying to achieve financial goals is to invest in yourself. This means taking courses, learning about new investing strategies, and staying up-to-date on changes in the market. By investing in yourself, you’ll be better equipped to make smart financial decisions that can help you reach your goals.

3. Stay disciplined.

Finally, one of the most important things to remember when trying to achieve financial goals is to stay disciplined. This means setting aside money each month that you’ll use solely for your investments or savings account. It also means avoiding impulse purchases and sticking to your budget even when it’s tempting to spend more money. If you can stay disciplined, you’ll be well on your way to reaching your financial goals.

Achieving financial goals can seem daunting, but it’s definitely possible if you’re willing to put in the work. By following these tips, you’ll be well on your way to reaching your goals and getting ahead financially in the new year!

How To Earn Thousands Of Dollars A Year With Affiliate Marketing

If you’re reading this, it’s likely that you’ve already heard of affiliate marketing. But what exactly is it? Affiliate marketing is the process of earning a commission by promoting other people’s (or company’s) products. You find a product you like, promote it to others, and earn a piece of the profit for each sale that you make.

It’s a pretty simple concept, but there are a few things that you need to know in order to be successful. In this blog post, we’re going to go over what affiliate marketing is, how to get started, and how to make sure that you earn the most money possible.

What is Affiliate Marketing?

As we said before, affiliate marketing is the process of earning a commission by promoting other people’s products. You find a product you like and think that your audience will like it too, so you promote it on your blog or website. Whenever someone clicks on your affiliate link and makes a purchase, you earn a commission. The amount of money that you make depends on the product that you’re promoting and the company that you’re working with.

For example, let’s say that you start promoting an online course about social media marketing. The course costs $200, and the company offers a 40% commission for each sale that you make. That means that if you can sell just one course per month, you’ll be making $80 per month – not too shabby! And if you can manage to sell two courses per month, then you’ll be making $160 per month.

Of course, it takes time and effort to make sales, so don’t expect to start earning thousands of dollars overnight. But if you stick with it and continue promoting quality products, then there’s no reason why you can’t start earning a decent income from affiliate marketing.

How To Save Money On Your Groceries Without Breaking A Sweat

It’s no secret that groceries can be expensive. In fact, according to the Bureau of Labor Statistics, the average American household spends about $4,000 per year on food. That’s a lot of money! But there are ways to save on your grocery bill without resorting to eating ramen noodles every night. Here are some tips to help you slash your grocery bill without breaking a sweat.

1. Make a list — and stick to it.

One of the easiest ways to overspend at the grocery store is to impulse buy items that you don’t really need. To avoid this, make a list of the items you need before you even set foot in the store. And when you’re at the store, resist the urge to buy things that aren’t on your list. If you don’t need it, don’t buy it!

2. Compare prices — and shop around.

Don’t assume that the first store you go to will have the best prices on everything you need. Take some time to compare prices at different stores before you do your shopping. You may be surprised at how much you can save just by being a savvy shopper.

3. Use coupons — but only for items you would actually buy anyway.

Coupons can be great for saving money, but only if you use them wisely. Don’t let yourself be lured in by a great deal on an item that you wouldn’t normally buy. Stick to using coupons for items that are already on your shopping list so that you’re not spending money on things you don’t need.

4. Buy in bulk — but only if it makes sense for you.

Buying in bulk can be a great way to save money — but only if it makes sense for your family’s needs. If you’re single or live alone, buying in bulk probably isn’t going to make sense for you since it’ll just mean more food that will end up going bad before you have a chance to eat it all. American’s on average waste about 40% of food purchased due to spoilage. But if you have a family or entertain often, buying in bulk can help you save big bucks over time. Just be sure to have enough storage space so that your food doesn’t go bad before you have a chance to eat it!

Grocery shopping doesn’t have to be a budget-buster. By following these simple tips, you can save money on your groceries without breaking a sweat. So start saving today!

5 Ways To Save Money As A Busy Parent

Let’s face it, being a parent is expensive. From diapers and formula to clothes and toys, there’s always something that needs to be bought. And, if you’re a working parent, there’s the added cost of childcare. It can be easy to feel like you’re drowning in a sea of expenses with no end in sight. But, there are ways to save money as a busy parent. Here are 5 easy money-saving hacks for busy moms (and dads).

1. Make a budget and stick to it

This may seem like an obvious one, but it’s important to sit down and figure out where your money is going each month. Track your spending for a couple of months so you have an accurate idea of where your money is going. Then, create a budget based on your income and expenses. Be sure to include room in your budget for unexpected expenses. Once you have a budget, make a commitment to stick to it. That means no more spontaneous purchases or “just this once” splurges. Sticking to a budget can be tough, but it will help you save money in the long run.

2. Cut back on unnecessary expenses

Take a close look at your budget and see where you can cut back on expenses. Do you really need that cable TV package with 300 channels that you never watch? Or that gym membership that you never use? Cutting back on unnecessary expenses will free up some extra cash each month that you can put towards savings or other bills.

3. Use coupons and promo codes

Whenever you make a purchase, whether it’s online or in-store, be sure to look for coupons or promo codes that can help you save money. There are even websites and apps dedicated to helping people save money with coupons and promo codes. A little bit of effort can go a long way when it comes to saving money.

4. Shop around for better deals

Don’t just accept the first price you’re quoted when making a purchase. Shop around for better deals before committing to anything. This is especially important when making big purchases like appliances or furniture. You may be surprised at how much money you can save by simply taking the time to shop around for better deals.

5. DIY whenever possible

If you’re handy, then consider taking on some home improvement projects yourself instead of hiring someone else to do them (just be sure not actually void any warranties in the process). You can also save money by cooking meals at home instead of eating out all the time or by taking care of your own yard work instead of paying someone else to do it for you. Whenever possible, DIYing projects can help you save some serious cash each month.

Being a parent is expensive, there’s no denying that fact. But, there are ways to save money as a busy parent if you’re willing to put in a little effort. From making a budget and sticking to it to using coupons and promo codes, there are plenty of ways for busy parents to save some extra cash each month.

The Best Investments For Teenagers And College Students

It’s never too early to start thinking about your financial future. And, if you’re a teenager or college student, now is the perfect time to start investing. But where should you invest your money? Here are some of the best investments for teenagers and college students.

Mutual Funds

A mutual fund is a type of investment that pools money from many different investors and then invests that money in a variety of securities, such as stocks, bonds, and short-term debt. Mutual funds are a great way for young investors to get started because they offer instant diversification and professional management. Plus, there are many different types of mutual funds to choose from, so you can find one that fits your investment goals and risk tolerance.

Index Funds

An index fund is a type of mutual fund that tracks a specific market index, such as the S&P 500 or the Dow Jones Industrial Average. Index funds offer the same benefits as other mutual funds, but they tend to be even more diversified because they include hundreds or even thousands of different stocks in their portfolios. Index funds are also generally lower-cost than other mutual funds because they are passively managed.


An ETF, or exchange-traded fund, is similar to a mutual fund in that it pools money from many different investors and invests that money in a variety of securities. However, ETFs trade on stock exchanges like individual stocks, which means they can be bought and sold throughout the day. ETFs also tend to be lower-cost than mutual funds because they are passively managed.

Individual Stocks

Investing in individual stocks is riskier than investing in mutual funds or ETFs because you are putting all your eggs in one basket. However, if you pick the right stock, you could make a lot of money. If you’re going to invest in individual stocks, make sure you do your research beforehand so you know what you’re buying into. And remember, only invest money that you can afford to lose.

There are many different types of investments out there, but these are some of the best investments for teenagers and college students. Mutual funds, index funds, ETFs, and individual stocks all have their own risks and rewards, so it’s important to do your research before deciding where to invest your money. Whichever route you decide to go, remember to start investing early so you can reach your financial goals sooner rather than later.

Top 10 Money Saving Tools That Actually Work

If you’re like most people, you’re always looking for ways to save money. Whether it’s clipping coupons or hunting for deals, there’s nothing we love more than finding a way to keep a few extra bucks in our pockets. But let’s be honest, most of the time, these money-saving strategies are more trouble than they’re worth. That’s why we’ve gathered the 10 most effective money-saving tools that actually work, so you can save without all the hassle.